American Credit Counseling Service (ACCS) was founded on March 1, 1988, with a mission to help consumers, by providing financial education to those in need. In June, 1989, in response to requests from the United Way, ACCS began providing no-fee one on one credit counseling to United Way clients, in addition to seminars. ACCS was incorporated as a not for profit corporation, American Credit Counseling Service, Inc., in March, 1992, and received its tax exempt IRS 501 c (3) status in August, 1994. We continue to provide quality Financial Education to the consumer, and we still conduct seminars and workshops to the public, free of charge. We maintain a policy of lowering or waiving our fees for consumers, the majority of which are low income. We staff our nationwide toll-free telephone numbers for consumers that seek free credit and financial advice. We at ACCS feel that we provide services that are essential to all the communities that we touch.


Quality is important to us. Our Quality Management System works for you.


ACCS is proud
to be a