Know where your money goes
Learn about developing a budget and accounting for everyday expenses.
Budgeting basics →NONPROFIT CREDIT COUNSELING · SINCE 1988
Financial Guidance.
Education.
A Path Forward.
Free nonprofit credit counseling and financial education since 1988.
Massachusetts roots. Inquiries welcome from other states where ACCS confirms service availability.
Established in 1988A nonprofit community service organization
Massachusetts rootsIncluding Southeastern Massachusetts
Informed choicesNo promised savings or guaranteed eligibility
FINANCIAL EDUCATION & BUDGETING
Build understanding.
Make a practical plan.
A budget is the basic tool for financial decisions. Explore the ACCS resources below, or call if you would like help working through your situation.
Prioritize your payments
Read about payment priorities when your money needs to stretch further.
Explore payment priorities →Take a first look at your budget
Use the basic monthly budgeting tool to compare income and listed expenses.
Open the budgeting tool →Browse financial education → Credit cards explained → Consumer credit rights →
FINANCIAL TOOLS & RESOURCES
Practical help for everyday decisions.
Explore online tools, educational materials and information about ACCS downloads.
Tools for your budget
Compare monthly income and expenses with our browser-based budgeting tool.
Use the budgeting tool →Downloads & materials
Browse brochure topics, the budgeting spreadsheet and ACCS forms. Check availability or ask ACCS for a copy.
Explore downloads & resources →Learn at your own pace
Read about credit, budgeting and making informed financial decisions.
Explore financial education →CREDIT CARD PAYMENTS FEELING DIFFICULT?
Understand what a debt management plan can do.
A DMP offers a structured approach to repaying eligible debts with participating creditors. Counseling helps you understand the proposed payments, applicable fees and commitments before you decide.
Learn about debt management plans →CREDIT REPORTS & CONSUMER INFORMATION
Get to know your credit.
Reviewing your credit reports can help you understand the information being reported and identify questions to discuss with a counselor.
COMMUNITY WORKSHOPS
Financial knowledge belongs in every community.
ACCS provides financial education workshops for individuals, groups and community organizations. Explore topics or contact us about workshop opportunities.
Explore workshop topics →Bring a conversation to your community
Ask ACCS about current workshop information, arranging a session, or the next step for registration.
Call 508-643-4445 →Contact ACCS →ABOUT ACCS
Community service.
Since 1988.
American Credit Counseling Service, Inc. is a nonprofit organization dedicated to credit counseling, money management education and debt management programs.
Our work connects people with information and support for their financial decisions.
WAYS TO SUPPORT ACCS
Help sustain our mission.
Your support can help ACCS continue providing counseling and financial education to communities in need.
Contact ACCS to discuss giving, community connections or supporting our work.
Ask how you can help →LET’S CONNECT
Your next step can start
with a conversation.
Call ACCS for Free Credit Counseling508-643-4445
info@accs.org
PO Box 174 · Attleboro, MA 02703
Stay connected with ACCS
Find ACCS on social media and contact us for information about services and community education.
More contact information →