We are dedicated to helping people
regain control of their personal finances

Why choose ACCS?

American Credit Counseling Service is an independent NON-PROFIT Consumer Credit Counseling Service established in 1988. ACCS is Tax Exempt under IRS 501(c)(3). We are dedicated to helping people regain control of their personal finances by providing financial education and debt management through our Certified Credit Counselors, and our expert customer service staff. Financial education is provided free of charge to individuals or groups. Our non-profit status enables us to educate consumers who really need help, and cannot afford huge application fees or expensive monthly service charges. Unique to ACCS is the variety of programs & services we offer to our clients. We do not "screen" our clients. We have the ability to customize our programs to help each and every client, no matter what credit problem they may have.

If you are comparing companies, here are some helpful questions to assist you in choosing.
What to ask a potential Credit Counseling Agency.



Quality is important to us. Our Quality Management System works for you.


ACCS is proud
to be a